We are a digital first firm allowing us to serve clients throughout the country, but we welcome the opportunity meet in person when practical.
PROSPECT MEETING - no charge
Get to know each other and determine if we are a good fit to work together.
Basic discussion of your needs to understand complexity.
In-depth discussion of our process including what you are responsible for and what information must be shared to complete an initial plan.
Review the scope of the initial plan.
A firm quote to complete your initial financial plan will be presented during the meeting or shortly thereafter.
INITIAL PLANS - typically include the following but are always customizable to your needs.
Data gathering is primarily accomplished through electronic transfer, but meetings or calls will be utilized as needed.
Creation and review of client balance sheet (assets & liabilities)
Review of income, expenses and cash flow
Employer benefits review
Education cost planning (repaying loans or saving for the future)
Retirement planning and projections
Insurance review and planning
Review of current estate planning with basic recommendations
Portfolio recommendation and/or creation
Tax consequences will be considered, and recommendations will seek to be tax efficient, however specific tax recommendations are best left to a CPA and therefore will not be part of the initial financial plan.
AFTER THE INITIAL PLAN
All subsequent work is performed at your direction and is billed at the hourly rate.
You determine if there are additional items requiring our assistance.
You determine the frequency of our follow-up meetings.
Pay only for the advice you need. No subscription or fees unless work is performed.
